Lease a in McAllen, TX

Whether you've had your eyes set on an Alfa Romeo Giulia, an Alfa Romeo Stelvio, or an Alfa Romeo 4C Spider, the next step is to figure out a financing plan that best suits your lifestyle. That's where the auto financing experts at Payne Alfa Romeo of the Rio Grande Valley can help. Our professionals near McAllen, TX have the expertise to help you value your trade-in vehicle, explore current specials, and more. However, one of the most important decisions you'll have to make is whether you should lease or finance your Alfa Romeo vehicle. Our guide below should help you decide which financing plan works better with your lifestyle. If you have any questions or you're ready to get the ball rolling, give our Alfa Romeo experts a call!

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Finance Department

Leasing vs Financing from our McAllen, TX Dealership

Ownership x
Lower Down Paymentx
Lower Monthly Paymentx
No Mileage Limit x
Vehicle Customization x
Easier Trade Inx

Lease or Finance?
McAllen, TX | Weslaco, TX | Mission, TX


Alfa Romeo leases are great for drivers who prefer flexibility. You aren't required to own your car, so once the terms of the lease are complete, you can either hand in your keys and choose another vehicle or you can purchase your vehicle outright. When you choose to lease your vehicle, trading in your vehicle is a breeze, allowing you to drive the newest Italian icon with ease. Since you aren't investing in the ownership, you can expect lower monthly payments and smaller down payment, leaving you with more financial flexibility than a loan. You can either keep that money in your pocket or choose to upgrade your model to a more expensive trim level. However, when you choose to lease your Alfa Romeo vehicle, you will have to abide by a mileage limit and a contract, so terminating the lease early or going over your mileage limit might cost you more down the line.



Opting for an auto loan is a great way to own your vehicle outright. Whether you love to customize your car's exterior with paint or prefer to enhance your luxury vehicle with performance parts, you have the freedom to do so when you choose Alfa Romeo financing. While you might expect a higher monthly car payment and a larger down payment than a lease, it's because you're working towards owning your car. You don't have to abide by mileage limits, allowing you to make daily trips to Weslaco or Mission, Texas with ease. While you might have to cover more unexpected repairs when you're the owner, you can always upgrade or enhance your vehicle as you see fit. And, when you're ready for a new car, you can always sell your vehicle and use that money towards your next car.


Choose the Right Financing Option for You

Whether you're driving your family out to Fireman's Park or taking a day trip to Quinta Mazatlan, Payne Alfa Romeo of the Rio Grande Valley can get you there in style. Our expert financing team can help you explore Alfa Romeo lease specials, Alfa Romeo financing specials, and any other ways to help you behind the driver's seat. Whether you decide that a car loan is better or an auto lease is more fitting, we'll apply our knowledge and network of banks and lenders to help you secure the best plan possible. Get in touch with our McAllen, TX area dealership today or apply for financing online.

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Dealership Hours
Mon - Fri9:00am - 8:00pm
Saturday9:00am - 7:00pm